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Permanent residence · Quebec business programs

Quebec business immigration: investors, entrepreneurs and the self-employed.

Quebec selects businesspeople under three programs with different conditions: the Investor Program, the Entrepreneur Program (three streams) and the Self-Employed Worker Program. Quebec issues a Quebec Selection Certificate (CSQ) first. Only then does Immigration, Refugees and Citizenship Canada (IRCC) decide on permanent residence.

Last reviewed October 18, 2026About 14 min readQuebec MIFI · IRCC

Three programs for three business profiles

Quebec has no Provincial Nominee Program, and the federal Start-up Visa and Self-Employed Persons Program are separate. A business immigrant who wants to settle in Quebec applies to the Ministère de l'Immigration, de la Francisation et de l'Intégration (MIFI) for permanent selection. These programs do not use a points grid; each has mandatory conditions, and missing one cannot be offset by strength elsewhere.

ProgramBest fitCore distinction
InvestorExperienced managers with substantial lawfully acquired assetsCAD $1,000,000 five-year investment and a CAD $200,000 financial contribution, both made by an authorized intermediary, plus a 12-month stay in Quebec
Entrepreneur, Stream 1: innovative businessFounders with an innovative company or project supported by an eligible organizationA service offer from an innovation-support organization and a business plan
Entrepreneur, Stream 2: business start-upExperienced managers who will start a business, or who have already started one in QuebecBusiness plan, 25% ownership, minimum net worth and (for the start-up profile) a minimum investment
Entrepreneur, Stream 3: takeoverBuyers of an existing Quebec business, with a support organizationTakeover plan, control of the business, net worth, and takeover expenses
Self-Employed WorkerProfessionals and skilled self-employed people who will practise independently in QuebecTwo years of self-employed experience, CAD $100,000 net worth and a start-up deposit
Status verified on October 18, 2026. On Quebec's official pages, all three programs state that an application can be submitted at any time with no maximum number of applications. Quebec's 2026 immigration plan sets a range of 450 to 550 admissions for business people in 2026. We found no official notice suspending any of the three programs. Conditions pages carry different "last updated" dates (from July 2025 to August 2026), so re-check the page for your program before you file.

Conditions that apply to all business programs

  • Age: Entrepreneur applicants must be at least 18 at the time of submission. The Investor and Self-Employed condition pages do not state an applicant age.
  • Education: a diploma obtained before you apply, equivalent to a Quebec secondary school diploma, or a full-time program of at least one year equivalent to a Quebec DEP or ASP (secondary) or AEC (college). A Quebec-issued program must be at least 600 hours (secondary) or 900 hours (college). An educational credential assessment from Quebec is not required to apply.
  • French: spoken French at level 7 or higher on the Quebec scale, with proof even if French is your first language: a recognized test (TCF, TEF, DALF, DELF and related Quebec versions) less than two years old when you apply, or an accepted secondary diploma from France, Belgium or Switzerland. MIFI may interview you to verify your level.
  • Financial self-sufficiency: a commitment to cover your essential needs, and those of accompanying family members, for three months after you become a permanent resident.
  • Values attestation: the attestation of learning about democratic and Quebec values within 60 days of the request. A spouse aged 16 or over and dependent children aged 18 or over also need it.
  • Net worth: must be lawfully acquired. You must prove its origin and accumulation, and your included spouse must prove theirs even if their assets are not needed to meet the minimum. Gifts received in the six months before you apply do not count.
  • Ineligible sectors: payday loans, cheque cashing, pawnbroking or pledge loans, and sex-industry products and services. The Entrepreneur Program also excludes property trading, leasing, brokerage, development and planning.

Investor Program: conditions and obligations

This is a mandatory-condition program with no points total. Quebec's conditions page was updated on August 6, 2026.

RequirementRuleNotes
Management experience2 years in the 5 years before you applyExperience in payday loans, cheque cashing, pledge loans or sex-industry products or services does not count
Net worthAt least CAD $2,000,000Alone or shared with an included spouse or partner. Gifts in the six months before you apply do not count. Lawful origin must be documented
EducationQualifying diploma before applyingSee the common conditions above
FrenchSpoken level 7 or higherAccepted test or diploma; results less than two years old
IntermediarySigned investment agreement with an authorized financial intermediaryThe intermediary must have a participation agreement with MIFI and Investissement Québec Immigrants Investisseurs inc. It makes the payments for you
InvestmentCAD $1,000,000 for five yearsPaid by the intermediary no later than 120 days after MIFI's request. The Government of Quebec guarantees it. The principal is repaid without interest within 30 days after the term ends
Financial contributionCAD $200,000Paid to Investissement Québec Immigrants Investisseurs inc. by the intermediary on the same timeline. It is separate from the refundable investment
Stay in Quebec12 months within 2 years of work permit issuanceYou must personally complete at least 6 months; your spouse or de facto spouse may complete the other 6. Mail proof to MIFI afterwards

Quebec's page lists six authorized intermediaries as of January 1, 2024: Arton Investments, Sherbrooke Street Capital (SSC), Dubeau Capital, Société de fiducie Blue Bridge, Trust Eterna and Valeurs mobilières Peak. The page's own update date is later, but confirm the list on Quebec's intermediaries page before you sign anything.

Do not move money before MIFI asks. The intermediary makes the CAD $1,000,000 investment and the CAD $200,000 contribution after MIFI's request, within 120 days. Take care with any promoter who asks you to pay earlier or to pay anyone other than an authorized intermediary.

Investor timeline: application, investment, work permit, stay and CSQ

  1. Prepare and signSign the investment agreement with an authorized intermediary. Prepare the narrative document and evidence of management experience, net worth and its origin, education and French.
  2. Mail the application to MIFIApplications are accepted at any time. The mandatory forms are the Application for permanent selection (Investors program) and the guide to writing the narrative document; both are in French only. A spouse included in the application also completes the narrative document. Attach a Declaration of Consent if a child under 18 is included without the other parent. The 2026 review fee is $18,241 for the principal applicant, with $0 for a spouse and $0 per dependent child. It is non-refundable.
  3. Investment and contributionWhen MIFI requests it, the intermediary makes the CAD $1,000,000 investment and the CAD $200,000 contribution within 120 days.
  4. Notice of intent to select and work permitOnce you hold a notice of intent to select, you can apply online to IRCC for the open work permit for Quebec investors. IRCC refuses the application if you apply more than 6 months after the notice was issued. Your spouse or common-law partner and dependent children can get open work permits as family members.
  5. Stay in QuebecComplete the 12 months within two years of the work permit being issued, and send proof to MIFI.
  6. CSQ, then permanent residenceAfter Quebec confirms selection and issues the CSQ, apply to IRCC for permanent residence.

Payment details for the review fee: pay in Canadian funds by Canada Post money order or Canadian bank draft payable to the Minister of Finance of Quebec, with your name printed on the back. Cash, personal cheques, traveller's cheques and credit cards are not accepted for the Investor fee. Mail the complete application in one envelope to the Direction du regroupement familial et de l'enregistrement, MIFI, 207-1200 boulevard Saint-Laurent, Montreal, Quebec H2X 0C9. Using a paid representative is optional and gives no priority.

Entrepreneur Program: three streams

The Entrepreneur Program has three streams, each with its own form, business plan and support requirements. Quebec's conditions pages for these streams were last updated on July 9, 2025 (Streams 1 to 3). A notice of intent to select can be issued before every condition is met, which lets you apply for a federal work permit and begin setting up the business.

Stream 1: innovative business

For people who start an innovative company or carry out an innovative project, supported by an eligible organization. There are two profiles:

  • Start-up of an innovative company: you may start alone or with up to three other applicants. Your contribution to the original capital must be at least 10% of the business's value, alone or with an included spouse. The conditions page does not state a minimum experience or net worth for this stream.
  • Carrying out an innovative project: you have lived in Quebec for at least two years, are authorized to work there, and have complied with your stay conditions. You hold at least 10% of the paid-in capital of the business, alone or with an included spouse.
  • Support organization and plan: an organization with a Quebec establishment submits an innovation service offer with your application, showing that it has sufficient and suitable resources. You also submit a business plan using the official guide (French only).

Stream 2: business start-up

Start-up profile (starting a business)Already started company profile (in Quebec)
Management experience2 years in the last 5 yearsNot stated on the conditions page
Net worthAt least CAD $600,000At least CAD $300,000
InvestmentAt least CAD $300,000 if the business is in the Montreal Metropolitan Area, or CAD $150,000 if outside itNo investment condition listed
OwnershipAt least 25% of the business's value, alone or with an included spouse; partners who also apply must each hold at least 25%At least 25% of paid-in capital; up to three partners may also apply, each at 25% or more
OtherStart the business in Quebec within two years of the work permit issued with the notice of intent; the business must be registered at least one year before you submit proof of start-upAt least two years living in Quebec, authorized to work and complying with your stay conditions

Both profiles need a business plan on the official French template. The conditions page does not mention a deposit for Stream 2.

Stream 3: takeover

  • Company in the process of being acquired: net worth of at least CAD $600,000, and takeover expenses of at least CAD $300,000 in the Montreal Metropolitan Community or CAD $150,000 elsewhere. You must make the takeover offer within two years of submission, in line with the plan.
  • Acquired company: net worth of at least CAD $300,000, at least two years of living in Quebec with compliance with your stay conditions, and no takeover-expense condition.
  • Both: you acquire control alone or with an included spouse. Partners cannot control the business, and in the company-in-the-process-of-being-acquired profile they cannot apply themselves. In that profile the business must have operated for at least five years. For both profiles, the business must not have been acquired in the preceding five years by people selected under the Entrepreneur Program. You need an organization specialized in business takeovers, with a Quebec establishment, to support you through the whole transfer and to give a service offer. A takeover plan on the official French form is part of the application.

Fees and filing for all entrepreneur streams

Fees effective January 1, 2026: $1,272 for the principal applicant, $201 for a spouse or partner and $201 for each dependent child. They are non-refundable. For Streams 1 and 2 (the pages we could confirm) you can pay by credit card with the card-payment form, or by Canada Post money order or Canadian bank draft payable to the Minister of Finance of Quebec; check the Stream 3 page for its payment methods. Mail one complete envelope to the same MIFI address as above. Forms and business plan templates are French-only, and documents must be in French or English or accompanied by a French translation from a recognized translator.

Self-Employed Worker Program

Quebec updated this conditions page on June 25, 2026.

  1. ExperienceAt least two years of experience in your profession, in your own name, within the five years before you apply. Experience from an ineligible sector does not count.
  2. Net worthAt least CAD $100,000, lawfully acquired. Gifts received in the six months before you apply do not count. You may share it with an included spouse or partner.
  3. Start-up depositA deposit with a financial institution that has a Quebec location: CAD $25,000 outside the Montreal Metropolitan Community and CAD $50,000 inside it. MIFI asks for the deposit a few weeks after it sends the letter confirming your file is open.
  4. Education, French and authorizationThe common education and French conditions apply. If your profession is regulated in Quebec, you must either hold an authorization to practise or have proof of partial or full recognition of your training dated no more than five years before you apply.
  5. Application and feeMandatory forms: Application for permanent selection, Self-Employed Worker Program (A0520TF), its appendix (A0523FO) and the narrative document guide. The 2026 fee is $1,272 for the principal applicant and $201 each for a spouse and each child.

This is not a NOC points program. The occupation matters for regulation and for the evidence of independent practice, not for a score.

The Quebec stage in outline

  1. Choose the exact program and streamForms are not interchangeable between programs.
  2. Prepare the documentary fileAssets and their lawful accumulation, management or self-employment experience, business plan, support organization or intermediary, education, French and the narrative document.
  3. Submit by mailAll three programs accept applications at any time, with no maximum. Include the fee and complete forms. Incomplete applications can be returned unprocessed.
  4. Respond to verification or interview requestsMIFI may verify your French level and your documents.
  5. Notice of intent and post-selection commitmentsIn the takeover stream, entrepreneurs who meet all conditions except the offer to purchase and the takeover expenses may receive a notice of intent to select and can apply for a federal work permit to continue setting up the business.
  6. CSQIf you are selected, MIFI issues the CSQ. Complete any investment, deposit, business-start or stay commitments that apply to your program.

After submission you can add or remove family members. Override (derogation) requests are exceptional and at the Minister's discretion.

The federal stage and work permits

Applying to IRCC after the CSQ

IRCC requires an online application in the Permanent Residence Portal. Use the document checklist that matches your category: IMM 5722 for investors and entrepreneurs and IMM 5784 for self-employed persons. Core forms include IMM 0008, Schedule A (IMM 5669), IMM 5406 and IMM 5562, with Schedule 5 (Declaration of Intent to Reside in Quebec) and Schedule 6 (investors and entrepreneurs) or Schedule 6A (self-employed). Upload a scan of your CSQ. Your CSQ stays valid until IRCC decides your application, even if its date passes. Police certificates are required for each country where you lived six months or more in a row since age 18, and a medical exam and biometrics may be required.

IRCC fee (Quebec business immigration)Amount
Principal applicant$2,495 ($1,895 plus $600 right of permanent residence fee)
Spouse or partner$1,590 ($990 plus $600)
Each dependent child$270

Work permits while you wait

  • Investors: the open work permit for Quebec investors (with a notice of intent to select, within 6 months of the notice) or a bridging open work permit.
  • Entrepreneurs: an employer-specific work permit may be available under the federal instructions for Quebec entrepreneurs. IRCC describes the details in a French-only guide, so ask us to review it for your stream.
  • Self-employed persons: an employer-specific work permit may be available, but only after you receive a CSQ.

Which route fits you?

You mainly hold capital

The Investor Program needs CAD $2,000,000 in net worth and involves CAD $1,200,000 in payments through an intermediary, of which CAD $1,000,000 is a guaranteed five-year investment.

You will run a business

The Entrepreneur Program fits owner-managers. The stream depends on whether the business is innovative, new, already started or an existing company you will take over.

You are a professional

The Self-Employed Worker Program fits independent practitioners with at least two years of self-employment, CAD $100,000 net worth and a deposit.

You are an employee

If you intend to work for an employer you do not control, the skilled worker route is the one to review. See the Quebec skilled worker guide.

No generic business calculator. These programs do not share one public points grid. A single score would mislead. The decisive questions are the mandatory conditions, the documents and Quebec's assessment of the business plan and of the lawful origin of funds.

Frequently asked questions

Can I apply to the federal Start-up Visa instead?

The federal Start-up Visa and Self-Employed Persons programs are not accepting new applications. See the federal business programs guide. Quebec's programs are separate and, according to Quebec's official pages, accept applications at any time.

Does buying a business give me permanent residence?

No. A purchase or investment does not by itself make you eligible. You must meet every condition of a Quebec business program, receive a CSQ, and then be approved by IRCC.

Is a CSQ permanent residence?

No. The CSQ confirms Quebec's selection. IRCC makes the final admissibility and permanent residence decision.

Must my French be level 7 even if I am a native speaker?

Yes. You must submit an accepted test result or diploma. Results must be less than two years old when you apply.

Can a representative speed up my file?

No. Quebec states that using a representative gives no priority or special treatment.

Are the fees refundable?

No. Quebec's review fees are non-refundable, even if the application is rejected. This includes the $18,241 Investor fee and the $1,272 entrepreneur and self-employed fees.

Official sources

This page is general information about Canadian immigration law and policy as of the date above. It is not legal advice for your situation. Programs, forms and fees change often; check the official sources before you apply.

Rules explain the program. Evidence decides the case.

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